Personal Lines

Your hard earned personal assists require secure protection to give you peace of mind. Our staff's extensive background gives us insight into designing innovative personal insurance programs.

Homeowners Insurance - Your home is one of your most valuable assets. We design the coverage and pick the carrier which can provide you the broadest coverage for your insurance dollars. Not every home is the same, and not every insurance company's coverage and niche is the same. Whether your home is $250,000 or $5,000,000 we have a program to meet your needs. Coastal homes and their unique exposures are a target market for our personal lines department.

Personal Auto Insurance - Our auto program can insure for high value cars, preferred drivers, and families with younger drivers.

Flood Insurance - Every home that is exposed to rising waters from river, ocean or just low lying areas needs flood insurance. We represent Selective Insurance for placement of all our FEMA endorsed flood Insurance coverage. Excess flood coverage is also available.

Umbrella Liability - In today's times of large jury awards and verdicts, many individuals have purchased higher liability limits to protect their family and personal assets. We have access to over $50 million in umbrella liability limits to offer our clients.

Prestige Client Group - A valued added program high end homes and clients with multiple homes, boats, cars and high value assets. We will customize a program which can include high deductibles, higher umbrella limits, and extensive jewelry and fine art collections with one insurance carrier.