Recent Posts

Home Buying Tip: Keeping Insurance Affordable with Wind Mitigation

Home buying is less than overwhelming – but we are here to help, at least when it has to do with South Carolina home insurance. If you are searching for a home and looking to keep your insurance premium affordable we have a suggestion: before purchasing a home, determine if the home has any construction enhancements which … More

6 Items NOT included on most Homeowners Insurance Policies

We know that insurance is hard to understand, even the word itself a mouthful. That is why we try to make things a little easier. Below are 6 things that are not included on most South Carolina Insurance Policies: 1. FLOODING :  Flood is not covered by your homeowner’s policy. You must have a separate … More

Affordable Care Act Leads to Alternative Group Health Plans

Category: Our Blog
healthcare seminar blog

The complexity of the new health care laws and their increasing cost potential have many employers looking for a better way to purchase their health insurance. The Covenant Services Group, Atlanta Georgia has designed a program which provides greater latitude for employers in designing their coverage. Covenant Services will be providing seminars in Savannah, Georgia … More

Guest Blog: Ken Gort Talks Emergency Permitting on Hilton Head Island; Part II

Gort Architect

Click Here to Read Part I Here are a few examples of how I have helped over 100 of your island neighbors in securing their Emergency Permit and protecting their properties: Fresh Market Shoppes on Wm. Hilton Parkway: The EP allows them to reconstruct 45 parking spaces currently located in the buffer that extends 50′ into the property from the … More

Ken’s Interview with SouthCarolinaHomes: What Influences Your Home Insurance Policy?

South Carolina Homes reached out to us requesting an interview to discuss what concepts influence your South Carolina home insurance policy. Check out Ken’s quick interview here: Check out my interview, What Influences Your Home Insurance Policy on South Carolina Homes For Sale, one of the top sites for South Carolina real estate, including Johns … More

Guest Blog: Ken Gort, Architect, Talks Emergency Permitting on Hilton Head Island; Part I

Gort Architect

Click Here for Part II Hopefully, a catastrophic weather event will never visit Hilton Head Island. Imagine not being allowed to rebuild your property as it previously existed? This is likely the case with your property as changes to the local codes and ordinances have established new and more restrictive design standards. The Town of … More

Beacon Insurance Group Expands Coastal Homeowner’s Insurance Offerings

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The coastal insurance marketplace for consumers just improved in South Carolina.  Beacon Insurance Group recently finalized contracting with three additional carriers who will be offering choices for South Carolina homeowners insurance. The new homeowners insurance companies are all rated A or better by either A.M. Best or Demotech rating agencies.  The insurance and financial marketplace, … More

Emails and Risk Management Issues

Email and Risk Management Tips

Was your company ever issued a subpoena to produce records regarding a lawsuit? In the past it usually meant having only a bunch of documents photocopied.   Not today, they also want all your emails. They used to say loose lips sink ships. Now they are loose emails. Here are some emailing tips for business: There … More