When is the last time you really sat down and analyzed your South Carolina Auto Insurance policy? It is a good idea to look at it as soon as possible as you may qualify for a lower premium. Companies offer discounts in order to help their customers save money, and most people do not realize all of the discounts available to them. It is best to get in touch with your agent and discuss the best options for you and your family.

Most discounts are based on your vehicle, driving history, driver’s education, driver affiliations, and customer loyalty. In turn, these break down to discounts such as:

Safe Driver Discount- no accidents/violations

Paid in Full Discount– Paying entire premium up front

New Car Discount – Owning a car less than a few years old

Accident Forgiveness Program -Being violation and accident free for a certain number of years could qualify you for this program

Multicar/Multi Policy Discount – Having 2 or more cars on the same policy or having home, boat, & car

Good Student Discount – Younger drivers with good grades, usually A’s or B’s

Driver Education Discount – Taking courses such as defensive driving or drivers training

Homeownership Discount– Owning a home or condo

Customer Loyalty Discount– Staying with the same company for multiple years

It is important to know that all discounts vary and you must qualify to receive the discounts.  The options are based on your household drivers, the state you are living in, and your insurance company.

Looking for a Bluffton Insurance Agency? Well you have found the right one. Michele & Kris are here to answer your questions regarding auto insurance discounts and are ready to help save you time and money!

Source: International Risk Management Institute