There is a lot of thought that goes into owning and starting your own business.  One of the most important details you need to think about is your South Carolina Business Insurance. Whether you have looked into insurance in the past or you are a beginner in search of answers, Beacon Insurance Group is here to help you with what you need to get on the right track.

Here are a few types of insurance you may need depending on your business:

• Property Insurance – This will cover damage or loss to your property
• Liability Insurance – Insurance for what you are legally obligated to pay because of bodily injury or property damage caused to another person.
• Business Auto Insurance
• Workers Compensation Insurance - Insurance that pays for medical care for injured workers and helps to replace lost wages while they are unable to work.

Other types of optional coverage:

• Errors and Omissions Insurance / Professional Liability
• Employment Practices Liability Insurance
• Directors and Officers Liability Insurance
• Key Employee Insurance
• Umbrella Policies

These are just a few types of insurance you may need, it is best to discuss your South Carolina Commercial Insurance with a licensed agent. Brian and Ken are here to help you – Call us today!

Source: www.iii.org/directory